One of the most common ones is the following: Check with your bank. Your bank couldn’t authorize this payment method. As much as you may not know what to do when such an issue arises, there are general fixes you can use listed below to troubleshoot and resolve the matter, and get your payment process back up and running. If you’re experiencing Microsoft Store payment issues, try some of these solutions before contacting support.

How can I fix the Your Bank Couldn’t Authorize This Payment Method issue?

1. Update payment options

You can update and/or add a new payment method whenever you make a purchase, or manage all payment options by logging in to the Microsoft payments site with your Microsoft account. In order to add a payment method, do the following:

Sign in to Payment options with your Microsoft account. Select Add payment option. Fill in the required fields, then select Next, and you’re done.

If using Xbox One console to add a payment method, do this:

Sign in to the Microsoft account associated with the payment option you want to add. Press the Xboxbutton to open the guide Select Settings. Under Account, select Payment & billing. Under Payment options, select Add a payment option. Choose a payment option and follow the instructions

To update the payment method, do this:

Sign in to your Payment options with your Microsoft account. Pick a payment method, then select Edit info. Type your updated info. Payment options used to pay for a subscription can be edited, but can’t be removed until you change how you pay for the subscription. Go to Card info for subscriptions or other services associated with the payment option When you’ve made your changes, select Next.

To update from your Xbox One console, do this:

Sign in to the Microsoft account associated with the payment option to update. Press the Xboxbutton on your controller to open the guide Select Settings. Under Account, select Payment & billing. Under Payment options, scroll right to the payment option you want to update Select Edit info. Update payment option details, then select Save.

Note: The country linked to your way to pay must match the country linked to your Microsoft account. If you cannot update or add a payment option, check for the following:

2. Manage your money in your Microsoft account

You can do this in three ways – buy apps with the money, add money to your account, or redeem a gift card or code in your account. SPONSORED

How to add money to your Microsoft account

Go to the gift cards page in Microsoft Store and buy a gift card in the amount you want to add Enter your name and email address as the recipient Complete your purchase Confirm that you’ve received an email with the gift code. Go to the Redeem page on Microsoft Confirm you’re signed in to the right account Enter the code and select Redeem. The entire amount on the code will be added to your Microsoft account.

How to redeem a gift card or code

The easiest way to do this is through the Microsoft redeem page, where you enter the 25 character code, select Next and follow the on-screen instructions. To do this, you can either use your PC or Xbox console. To redeem in Windows 10, do this: To redeem from your Xbox console, do this: For Xbox 360, connect to the internet and sign in, then press the Guide button>Games and apps>Redeem code. Enter the code and select Done. Note: In case you are not able to redeem a card or code, it could be due to the following reasons:

3. Resolve error messages

4. Bank won’t authorize the purchase

Sometimes, Microsoft Store payment issues may be due to bank authorization challenges. If you’re using a new account, ensure it is activated and authorized for online or recurring billing. Also, ensure that the card details appear exactly as they do on the card and on your credit card statement, and if you made several purchases, wait for a day or two before trying again. If you find the ‘Declined’ message recurring, check with your bank. They can advise if your card is approved or not for online, international or recurring transactions. We hope the Check with your bank. Your bank couldn’t authorize this payment method issue is gone from your device. Let us know if you have any other Microsoft Store payment issues or if you were able to get them resolved by using any of these solutions by leaving a comment in the section below.

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